Stop Including Your Home In Your Networth

It’s not an asset — and it’s not liquid

Destiny S. Harris
DataDrivenInvestor
Published in
3 min readOct 13, 2023

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David Dvořáček

Your home is not an asset until it’s paid in full and no longer owned by the bank. Yet many people erroneously include the value of their homes in their net worths.

Your home is a liability unless it’s a rental or investment property.

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